What is SMSF Buddy?
SMSF Buddy is an iOS portfolio and compliance tracker for Australian SMSF trustees who still manage assets, deadlines, and receipts across spreadsheets and folders. The app tracks seven asset categories, including ASX stocks and ETFs, precious metals, property, cash, physical assets, and regular contributions, with entry dates, purchase price, current value, gains, returns, and holding period. It is free to download, offers SMSF Pro monthly and annual purchases inside the app, and keeps fund data local with no account, cloud sync, analytics, or data collection.
Why SMSF Buddy works
SMSF compliance becomes fragile when asset history, contribution limits, audit documents, and date sensitive tasks live in different places. SMSF Buddy puts the portfolio ledger, annual checklist, reminders, audit log, and Pro tax tools into one local app, so a trustee checks the fund's status as the year unfolds instead of reconstructing it when the auditor asks.
SMSF Buddy features
- Seven asset types. Trustees can record ASX stocks and ETFs, precious metals, physical assets, commercial and residential property, cash, and contributions, with purchase price, current value, gains, return, and holding days.
- Compliance calendar. The app includes an annual checklist, priority reminders, recurring schedules, and overdue alerts across compliance, audit, tax return, contribution, insurance, investment review, and member statement tasks.
- Tax tools in SMSF Pro. Pro adds a CGT calculator with the 50 percent discount for assets held longer than 12 months, contribution cap warnings, dividend tracking, tax lot accounting, and pension phase TBAR tracking.
- Member balances. SMSF Pro supports funds with up to six members, with individual balances, per member contribution tracking, and allocation breakdowns.
- Private local records. Fund data stays on the device. There is no cloud sync, no account, no analytics, no data collection, and the only network call validates the Apple subscription.
- Documents and reports. Pro includes an encrypted document vault for trust deeds, minutes, insurance policies, audit reports, and receipts, plus PDF annual reports, member statements, CGT summaries, and encrypted backup.
Who SMSF Buddy is for
- Australian SMSF trustees running a single member fund who need a cleaner alternative to spreadsheets, notes, and receipts.
- Family SMSF trustees tracking multiple member balances, contributions, and allocations in one fund.
- Trustees holding mixed assets, such as ASX ETFs, property, metals, cash, and collectibles, who need cost base and holding period records.
- SMSF trustees preparing for audit or tax time who want reports, document storage, and a change log ready before the accountant asks.
- Members entering pension phase who need minimum drawdown calculations and TBAR tracking inside the same portfolio tool.
Similar micro SaaS ideas you can build
- Family trust record keeper. A private app for family trust trustees to track assets, distribution minutes, beneficiary records, document storage, and annual compliance tasks in one ledger.
- Grant compliance binder for nonprofits. A tool for small nonprofits that ties grant spend, receipts, reporting dates, and approval notes to each funding agreement, so evidence is ready before acquittal.
- Deceased estate record keeper. A private app for executors administering an estate, tracking assets, debts, beneficiary distributions, probate steps, and statutory deadlines, so nothing gets missed during an already overwhelming process.
