What is NAYA?
NAYA is an AI financial operations platform built for fintechs and companies with embedded financial products. It automates reconciliation across banks, ERPs, and payment systems, runs multi-agent compliance monitoring, and maintains a real-time operational ledger. Customers reportedly close books and reconcile faster, with the page citing 96% faster reconciliation times and over 99% transaction match accuracy. The live page could not be fetched during research, so claims here stay close to the product description.
Why NAYA works
Reconciling across banks, ERPs, and payment systems by hand is the slowest, error-prone part of fintech operations. NAYA replaces rule-based matching with AI that handles the messy edge cases and keeps a queryable, normalized ledger so finance teams stop running export-import-spreadsheet cycles every month-end. The mechanism is automated matching plus a continuously updated ledger, both running in the same platform.
NAYA features
- AI reconciliation. Transactions are matched across banks, ERPs, and payment systems without writing manual rules for every edge case.
- Multi-agent compliance monitoring. Compliance checks run continuously via AI agents so issues surface during the cycle rather than at audit.
- Operational ledger. A real-time, normalized ledger keeps an always-current view of financial operations across systems.
- Cross-system data normalization. Financial data from disparate sources is normalized into a single queryable layer so analysts stop merging exports by hand.
Who NAYA is for
- Finance teams at growth-stage fintechs handling reconciliation across multiple bank accounts, processors, and an ERP.
- Embedded finance product teams at platforms whose payments volume exceeds what manual reconciliation can keep up with.
- Lending startups closing books monthly who need faster matching to meet investor reporting deadlines.
- Compliance leads at fintechs who want continuous monitoring rather than quarterly snapshots.
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